Could stress, anxiety, and depression cause irregular heartbeat?

I went to my gyno a month ago. She said my heartbeat is irregular (skips every 3 beats i think) and that I should go to a cardiologist as soon as possible. That’s out of the question since I know I will have to have all kinds of tests (thyroid, echo cardiogram, angiogram, etc.) to see what the source is and I don’t have the money for these tests. I know I’ve been very depressed and stressed out because I’ve been out of work for over a year. As a matter of fact, I was majorly let down because I didn’t get this job I was hoping to get a couple of days before my exam. Two years ago, my school physical detected a heart murmur and told me to have an echocardio. I did and everything turned out fine. So should I be worried? Also, my mom and like all my aunts have had the same problem and took all kinds of tests only to be told it was stress causing irregularities.
Oh, and my blood pressure and weight are normal if that helps.

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